How To Buy Bitcoin With Credit Card Or Debit Card Instantly



Bitcoin is an exciting asset to have as an agile payment solution and an investor’s point of view. What’s great about its meteoric rise is that anyone can buy Bitcoin instantly using a credit card or debit card.

If you’re one of those who want to buy Bitcoin today, follow these easy steps.

Create a Wallet

Bitcoin is a digital asset and may not be stored in a traditional wallet. What you’ll need is a cryptocurrency wallet, but then there are four types to consider.

An online wallet runs on a cloud and can be accessed using any device connected to the internet. It’s convenient but then there’s the risk of having it stolen or hacked. On the other hand, a hardware wallet usually comes in the form of a USB drive and can store Bitcoin in it.

Find the Best Cryptocurrency Exchange

Once you have a digital wallet it’s time to find a reputable exchange.

Cryptocurrency exchanges are online platforms that allow users to exchange money for Bitcoin. If you want a comprehensive guide to buying popular cryptocurrencies such as Bitcoin using a credit or debit card on exchanges then visit

Not all Bitcoin exchanges are alike, with some better than others. Check out the most popular platforms and you’ll know whether they have an option to allow you to buy Bitcoin using a credit or debit card instantly.


The Coinbase exchange serves over 30 million customers globally and has a superior level of customer service when compared to most other exchanges. You can buy and sell bitcoin and other cryptocurrencies in a portfolio using their app with credit card or debit card seamlessly and easily. Purchases made with a bank card incur a fee of 3.99% and arrive to your wallet instantly. Coinbase has a venture capital fund that is devoted to funding cryptocurrency projects and, as a results, should improve the technology of the Coinbase platform over time.


Today, CEX.IO is one of the world’s most popular cryptocurrency exchanges and is located in London, United Kingdom. The company is a trustworthy exchange for customers to buy and sell bitcoin with a debit card or credit card. Deposits made with a debit card or credit card incur a fee of 2.99%. On the CEX.IO platform, customers can contact customer support directly using their chat interface which makes it one of the most responsive and friendly exchanges available.


Coinmama is one of the oldest exchanges on the market today. The company specializes in simplifying the buying process for customers who wish to make purchases via debit card or credit card. Although the exchange has higher fees than most other exchanges (5%), customers can choose exactly which bitcoin wallet they want to receive their BTC. Coinmama also accepts payments made with a bank account including SEPA and SWIFT.


The Binance exchange is one of the largest exchanges on the planet by total volume and is based in Malta. Customers can do anything on the exchange including buy, sell, and trade bitcoin among hundreds more cryptocurrencies. Not only does the exchange support most types of debit cards and credit cards, but also customers can use their trading interface to buy and sell crypto with Skrill, Neteller, Rapid Transfer, and many other payment methods. Binance also offers its own debit card to select customers that will allow them to make purchases in-store and online by spending cryptocurrencies.

Getting Verified

Due to KYC and AML regulations, each and every exchange requires all customers to verify their identity before being able to trade on the exchange. Essentially, this entails uploading a form of identification, either a state ID or passport, and a phone number. Advanced traders who wish to trade at higher limits may have to verify their address and/or bank account. Make sure that the form of identity that you choose to use has a valid registration date and is not expired.

Buy the Amount of Bitcoin You Want

By now you should have an idea of how much Bitcoin you intend to buy. Take a look at the exchange rate and see if it fits your needs. Then, complete the action by registering an account, getting verified and putting in your preferred payment method.

The best exchange platforms will process the transaction instantaneously. You’ll soon see the Bitcoin transferred to your account.

Angela is a senior editor at Dreniq News. She has written for many famous news agencies.