What to Do When Your Car Keys are Stolen: The Ultimate Guide to Minimizing the Damage & Mitigating the Risk



The reasons for missing might be due to your carelessness or being stolen by someone. If you lose your car keys, you should call a locksmith as soon as possible. You can have a car key made anywhere and it will be cheaper than buying a new set.

Sara Routhier, Director of Outreach at CarInsuranceComparison.com, suggests a few things that you could do if you lose your car keys. First, try to retrace all of your steps to see if you dropped them somewhere. Second, if you called a locksmith and he can’t find them, ask if he can make a new set of keys. Third, you can use a spare set of keys that you have and fourth, you can take the car to the dealership and have them make a new set.

What Happens if a Thief Steals Your Car Key?

You might already know what to do when you have lost your keys. In a normal situation, you need to be aware of all the things you have to perform and process. Here you would get a doubt about what you have to put in the police report. You probably would have been advised whether you need to take any safety precautions by the officer.

The next question that would pop up in your mind is whether you have to deactivate the car key. This is because your car is a newer model along with your computer chips that are embedded with your car keys. In that case, you wouldn’t have to buy any new keys. Instead, you and they will reprogram the key.  

What is the Next Thing You Should Do?

The next thing that you have to do or need to do is to pay more attention to the suspiciousness of the people who may be hanging nearby. It is possible that even after your locks have been changed, the thief might not be aware of it. There may be reasons to suspect people in your neighborhood who are present in public parking lots.

If you want to avoid these, then you have to follow up with the authorities. If you have already found that your keys are lost, you may want to report it to the police. In this regard, the insurance company will be of some help for the reporting and for the case that everything becomes clear, you can still have your cars back. The reason why you have to do this is to be able to avoid any theft that may happen to your car, especially if you have a vehicle that is worth a lot of money. Above all, you want to save your time and money as well.

What You Should Not Immediately Do?

As soon as you have lost the keys, you should not panic. At this point, you have to think more deeply and start taking some steps to lay the groundwork that will support you in all ways. If you do not know what to do, there is no hesitation in advising you to contact the customer support team who are available at your car insurance company. They will guide you in all aspects and help you clear up any confusion or query in your mind.

It is important to get the police involved as soon as possible so they can track down the car and apprehend the thief. While you’re waiting for the police, it’s important that you begin to call every place you’ve left your car to see if someone has seen it or if it was towed. It is important that you immediately contact your insurance provider as well.

How to Stay in the Safer Zone?

As a policy holder, your situation may change anytime, so it is vital that you file for insurance and renew it regularly. As long as you do this whenever you encounter some typical issues like losing keys or changing the locks for security reasons, you can claim insurance. This is beneficial for you. Among the large number of insurance companies, you can get a quotation and select the one that offers the best support and guidance within your budget.

If you think your keys were stolen, try to remember as much information as you can about the keys. If you have any other identifying features, write it down and make a copy of it for your records. After the incident, you want to follow up with the police and the insurance company.


If you discover your car keys have been stolen it is not something to panic about. The first thing you need to do is pay attention to the people around you who might be hanging out on your property or near your home. Missing car keys can be a pain and it can be a headache for any driver. If you have misplaced them in your vehicle, then you need to check all the spots where you left the keys. Check in between the seats and the floorboard. Open the trunk and check if you have placed the keys there.

It is quite easy to lose your keys. They might be trapped underneath the car seat, or you might have mistakenly thrown it away. If you have lost your set of keys, then you need to alert the authorities as soon as possible. When you are unable to locate them out there, you may end up leaving your cars alone, which will result in theft from your vehicle.

Angela is a senior editor at Dreniq News. She has written for many famous news agencies.